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P&L ONLY OPTION

Loan Amounts Up to $3 Million! 12 to 24 Months P&L Minimum 700 FICO Maximum 75% LTV Maximum 50% DTI Cash-Out Available 7/6, 10/6 ARM and 15 or 30 year Fixed Interest Only available...

Loan Amounts Up to $3 Million!

12 to 24 Months P&L
Minimum 700 FICO
Maximum 75% LTV
Maximum 50% DTI
Cash-Out Available
7/6, 10/6 ARM and 15 or 30 year Fixed
Interest Only available on ARM and 30 or 40 year fixed transactions

P&L requirement based on application date, 2 months bank statements required. Let's chat with your buyer and see if this is the right fit.

* Loan programs are market sensitive and subject to change of guidelines from date published..

INETEREST ONLY W/ 40 YR LOAN TERM

10 Year Interest Only Period. Qualify at Payment Amortized Over 30 Years! Loan Amounts up to $3 Million We get 75% of 1099 Gross Income to Qualify Eligible Up to 85% LTV 700 Minimum FICO For...

10 Year Interest Only Period. Qualify at Payment Amortized Over 30 Years!

Loan Amounts up to $3 Million
We get 75% of 1099 Gross Income to Qualify
Eligible Up to 85% LTV
700 Minimum FICO
For Primary Residency Only
Fully amortized over 30 years after the 10 year Interest Only period

Let's take the guesswork out of the way and have me pre-qualify your client today!

* Loan programs are market sensitive and subject to change of guidelines from date published..

FOREIGN NATIONAL BORROWER LOAN

Loan Amounts Up To $2 Million Minimum 680 FICO Up to 65% LTV/CLTV Purchase, Rate & Term and Cash Out Eligible Social Security Number Not Required Borrower without U.S. Credit Eligible...

Loan Amounts Up To $2 Million

Minimum 680 FICO
Up to 65% LTV/CLTV
Purchase, Rate & Term and Cash Out Eligible
Social Security Number Not Required
Borrower without U.S. Credit Eligible (credit score requirement is N/A for borrowers without U.S. credit)
Flexible VISA Types; Visa Not Required for All Countries

* Additional guidelines/requirements may apply depending on the details of the transaction and borrower situation.

AIR-BNB RENTAL INCOME ALLOWED

This is a Non-QM Program Available on Full Doc, Bank Statement, Investor Cash Flow, 1099 Only, P&L Only programs Eligible on Refinance Transactions Income Averaged Over Most Recent 12 Months 25%...

This is a Non-QM Program

Available on Full Doc, Bank Statement, Investor Cash Flow, 1099 Only, P&L Only programs
Eligible on Refinance Transactions
Income Averaged Over Most Recent 12 Months
25% Vacancy Factor Applies

Additional guidelines may apply so take the guesswork out of the way and let's chat with your buyer today!

40 Year Loan Term

Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amortized payment. Great program for 1099 borrowers. We do not...

Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amortized payment. Great program for 1099 borrowers. We do not ask for tax returns. Instead we get 75% of their 1099 income to qualify.

- Loan amounts up to $3 Million

- Available on 1-4 Unit Primary and Investment Properties and 1-Unit 2nd Home

- Eligible Up to 85% LTV/CLTV

- 700 Minimum FICO score

Check out our other unique loan programs for that unique self-employed borrower. CLICK HERE

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