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Alternative Doc Programs
Alternative Lending Solutions!
(No tax returns or 4506 for wage earners or self-employed borrower)
- Loan Amount up to $5M
- Max 49% DTI
- Up to 10 financed properties
- Use lease agreement for rental income
- Non QM waiting periods on neg credit events
- 100% gift funds allow on primary and 2nd home
- Cash out loans okay
- 15 and 30 year fixed; 7/1 ARM (Interest Only Option available)
- P&I reserve requirement on subject property only
INVESTOR ADVANTAGE PROGRAM
(Income and employment not required on 1003)
- Qualify based on cash flow of the subject property only – No income doc required
- FICO score down to 640 okay
- Purchase, Rate/Term, and Cash Out Refinance
- Foreign National eligible
- First Time Investors eligible (w/ 5% LTV reduction). 12 month mortgage rating on current primary residence
Send me your scenario and let's find the right fit.
Contact Me Today
Let's find you the right home at the right price.