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18
Jun

FHA / VA Loans

FHA Purchase

  • 550 Min FICO / 90% LTV
  • 580 FICO / 96.50% LTV

FHA Streamline Refinance (No Income Documentation)

  • 580 Min FICO / 90% LTV
  • 600 Min FICO 97.75% LTV

FHA Cash Out Refinance

  • 580 FICO / 80% LTV
  • Manual U/W: 600 FICO / 80% LTV

Expanded Guidelines:

- Non-Occupant Co-Borrower allowed per FHA guidelines

- Manufactured Homes allowed

- 0x30 lates in last 12 months for all manual underwrites (follows FHA guidelines for AUS approved loans)

 

VA Program Enhancements

- All Primary Residence

VA Purchase

  • Min FICO 580, 100% LTV, up to $1.5 Million

VA Cash Out Refinance

  • Min FICO 580, 90% LTV, up to $1.0 Million
  • Min FICO 600, 100% LTV, up to $1.0 Million
  • Min FICO 640, 100% LTV, > $1.0 Million up to $1.5 Million

VA IRRRL

  • Min FICO 550, 100% LTV, up to $1.0 Million
  • Min FICO 580, 125% LTV, up to $1.0 Million
  • Min FICO 640, 125% LTV, > $1.0 Million up to $1.5 Million

 

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Jonathan Caguioa

NMLS# 250609 / DRE# 01137630 Mobile: 949-241-2527

ALLIANZ MORTGAGE NMLS# 346138 / DRE# 01403147

15820 Whittier Blvd, Suite G
Whittier, CA 90603

Contact Me Today

Let's find you the right home at the right price.