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Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for than you might think.

  • Just 3.5% down. For less than a few months’ rent, your clients could be building equity in a home of their own.

  • Easy qualification. Our FHA loans are more forgiving when it comes to past credit.

  • Fast and worry-free. We close most loans in 30 days or less. Your clients may even be able to include their closing costs in the mortgage.

  • Gift funds accepted. Your client's family members are welcome to help out with the down payment.

  • Or ask about our zero down program. 

Looking for a mortgage expert that does FHA loans the right way?

Let's talk today.


Licensed by the California Department of Real Estate, 01137630, 250609.The principal and interest payment on a $203,500 30-year FHA Fixed-Rate Loan at 2.625% and 96.5% loan-to-value (LTV) is $974.30. The Annual Percentage Rate (APR) is 3.703% with estimated finance charge of $5,600. Payment includes a one-time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. The 0.85% monthly MIP is required for a specific period of time regardless of your down payment or equity in your home. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 9/29/2021. Subject to borrower approval.

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Jonathan Caguioa

NMLS# 250609 / DRE# 01137630 Mobile: 949-241-2527

ALLIANZE MORTGAGE NMLS# 346138 / DRE# 01403147

15820 Whittier Blvd, Suite G
Whittier, CA 90603

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Let's find you the right home at the right price.