The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment. As the economy improves, so do the mortgage choices available to today's home buyers and refinancing households.  For those meeting eligibility requirements, a VA loan is the preferred financing option.

• VA loans allow 100% financing - ZERO down! 
• No mortgage insurance.
• Flexible underwriting guidelines.
• Up to 95% Cash Out.
• Credit score as low as 580.
• Rates are often the lowest compared to other loan programs.

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