Read my blog



  • Down payment as low as 3% even for first-time buyers

  • Typically faster, easier and with a lower monthly payment than an FHA loan

  • Reduce or even eliminate monthly mortgage insurance (not possible with an FHA loan)

  • Gift funds can be used for entire down payment



Equal Housing Lender

Licensed by the California Department of Real Estate, 01137630, 250609.The principal and interest payment on a $200,000 30-year Fixed-Rate Loan at 2.75% and 97% loan-to-value (LTV) is $881.48. The Annual Percentage Rate (APR) is 3.200% with estimated finance charge of $5,600. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 9/29/2021. Subject to borrower approval.

Blog Archives

Jonathan Caguioa

NMLS# 250609 / DRE# 01137630 Mobile: 949-241-2527

ALLIANZ MORTGAGE NMLS# 346138 / DRE# 01403147

15820 Whittier Blvd, Suite G
Whittier, CA 90603

Contact Me Today

Let's find you the right home at the right price.