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Dec

2022 California Loan Limits

California Conforming Loan Limits 2022

Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” is a Duplex, etc. Home values have increased over the last few years and raising the loan limits allows more people to qualify for the best available mortgage rates. The Federal Housing Finance Agency (FHFA) updates their conforming loan limits every year.

County

One-Unit

Two-Unit

Three-Unit

Four-Unit

ALAMEDA

$970,800

$1,246,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,867,275

AMADOR

$647,200

$828,700

$1,001,650

$1,867,275

BUTTE

$647,200

$828,700

$1,001,650

$1,867,275

CALAVERAS

$647,200

$828,700

$1,001,650

$1,867,275

COLUSA

$647,200

$828,700

$1,001,650

$1,867,275

CONTRA COSTA

$970,800

$1,243,050

$1,502,475

$1,867,275

DEL NORTE

$647,200

$828,700

$1,001,650

$1,244,850

EL DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

INYO

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

KINGS

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LASSEN

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MADERA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$598,000

$765,550

$925,350

$1,150,000

PLUMAS

$675,050

$864,200

$1,044,600

$1,298,200

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

SAN BENITO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAN MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA CRUZ

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850

SISKIYOU

$647,200

$828,700

$1,001,650

$1,244,850

SOLANO

$647,200

$828,700

$1,001,650

$1,244,850

SONOMA

$764,750

$979,000

$1,183,400

$1,470,700

STANISLAUS

$647,200

$828,700

$1,001,650

$1,244,850

SUTTER

$647,200

$828,700

$1,001,650

$1,244,850

TEHAMA

$647,200

$828,700

$1,001,650

$1,244,850

TRINITY

$647,200

$828,700

$1,001,650

$1,244,850

TULARE

$647,200

$828,700

$1,001,650

$1,244,850

TUOLUMNE

$647,200

$828,700

$1,001,650

$1,244,850

VENTURA

$851,000

$1,089,450

$1,316,900

$1,636,550

YOLO

$675,050

$864,200

$1,044,600

$1,298,200

YUBA

$647,200

$828,700

$1,001,650

$1,244,850

County

One-Unit

Two-Unit

Three-Unit

Four-Unit

ALAMEDA

$970,800

$1,246,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,867,275

AMADOR

$647,200

$828,700

$1,001,650

$1,867,275

BUTTE

$647,200

$828,700

$1,001,650

$1,867,275

CALAVERAS

$647,200

$828,700

$1,001,650

$1,867,275

COLUSA

$647,200

$828,700

$1,001,650

$1,867,275

CONTRA COSTA

$970,800

$1,243,050

$1,502,475

$1,867,275

DEL NORTE

$647,200

$828,700

$1,001,650

$1,244,850

EL DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

INYO

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

KINGS

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LASSEN

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MADERA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$598,000

$765,550

$925,350

$1,150,000

PLUMAS

$675,050

$864,200

$1,044,600

$1,298,200

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

SAN BENITO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAN MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA CRUZ

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850

SISKIYOU

$647,200

$828,700

$1,001,650

$1,244,850

SOLANO

$647,200

$828,700

$1,001,650

$1,244,850

SONOMA

$764,750

$979,000

$1,183,400

$1,470,700

STANISLAUS

$647,200

$828,700

$1,001,650

$1,244,850

SUTTER

$647,200

$828,700

$1,001,650

$1,244,850

TEHAMA

$647,200

$828,700

$1,001,650

$1,244,850

TRINITY

$647,200

$828,700

$1,001,650

$1,244,850

TULARE

$647,200

$828,700

$1,001,650

$1,244,850

TUOLUMNE

$647,200

$828,700

$1,001,650

$1,244,850

VENTURA

$851,000

$1,089,450

$1,316,900

$1,636,550

YOLO

$675,050

$864,200

$1,044,600

$1,298,200

YUBA

$647,200

$828,700

$1,001,650

$1,244,850
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Jonathan Caguioa

NMLS# 250609 / DRE# 01137630 Mobile: 949-241-2527

ALLIANZE MORTGAGE NMLS# 346138 / DRE# 01403147

15820 Whittier Blvd, Suite G
Whittier, CA 90603
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