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2022 California Loan Limits
California Conforming Loan Limits 2022
Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” is a Duplex, etc. Home values have increased over the last few years and raising the loan limits allows more people to qualify for the best available mortgage rates. The Federal Housing Finance Agency (FHFA) updates their conforming loan limits every year.
County |
One-Unit |
Two-Unit |
Three-Unit |
Four-Unit |
ALAMEDA |
$970,800 |
$1,246,050 |
$1,502,475 |
$1,867,275 |
ALPINE |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
AMADOR |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
BUTTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
CALAVERAS |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
COLUSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
CONTRA COSTA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
DEL NORTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
EL DORADO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
FRESNO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
GLENN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
HUMBOLDT |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
IMPERIAL |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
INYO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
KERN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
KINGS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LAKE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LASSEN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LOS ANGELES |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
MADERA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MARIN |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
MARIPOSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MENDOCINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MERCED |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MODOC |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MONO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MONTEREY |
$854,450 |
$1,093,850 |
$1,322,200 |
$1,643,200 |
NAPA |
$897,000 |
$1,148,350 |
$1,388,050 |
$1,725,050 |
NEVADA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
ORANGE |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
PLACER |
$598,000 |
$765,550 |
$925,350 |
$1,150,000 |
PLUMAS |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
RIVERSIDE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SACRAMENTO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
SAN BENITO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SAN BERNARDINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SAN DIEGO |
$879,750 |
$1,126,250 |
$1,361,350 |
$1,691,850 |
SAN FRANCISCO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SAN JOAQUIN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SAN LUIS OBISPO |
$805,000 |
$1,030,550 |
$1,245,700 |
$1,548,100 |
SAN MATEO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SANTA BARBARA |
$783,150 |
$1,002,600 |
$1,211,900 |
$1,506,100 |
SANTA CLARA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SANTA CRUZ |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SHASTA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SIERRA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SISKIYOU |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SOLANO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SONOMA |
$764,750 |
$979,000 |
$1,183,400 |
$1,470,700 |
STANISLAUS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SUTTER |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TEHAMA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TRINITY |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TULARE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TUOLUMNE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
VENTURA |
$851,000 |
$1,089,450 |
$1,316,900 |
$1,636,550 |
YOLO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
YUBA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
County |
One-Unit |
Two-Unit |
Three-Unit |
Four-Unit |
ALAMEDA |
$970,800 |
$1,246,050 |
$1,502,475 |
$1,867,275 |
ALPINE |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
AMADOR |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
BUTTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
CALAVERAS |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
COLUSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,867,275 |
CONTRA COSTA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
DEL NORTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
EL DORADO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
FRESNO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
GLENN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
HUMBOLDT |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
IMPERIAL |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
INYO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
KERN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
KINGS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LAKE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LASSEN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
LOS ANGELES |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
MADERA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MARIN |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
MARIPOSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MENDOCINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MERCED |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MODOC |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MONO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
MONTEREY |
$854,450 |
$1,093,850 |
$1,322,200 |
$1,643,200 |
NAPA |
$897,000 |
$1,148,350 |
$1,388,050 |
$1,725,050 |
NEVADA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
ORANGE |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
PLACER |
$598,000 |
$765,550 |
$925,350 |
$1,150,000 |
PLUMAS |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
RIVERSIDE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SACRAMENTO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
SAN BENITO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SAN BERNARDINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SAN DIEGO |
$879,750 |
$1,126,250 |
$1,361,350 |
$1,691,850 |
SAN FRANCISCO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SAN JOAQUIN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SAN LUIS OBISPO |
$805,000 |
$1,030,550 |
$1,245,700 |
$1,548,100 |
SAN MATEO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SANTA BARBARA |
$783,150 |
$1,002,600 |
$1,211,900 |
$1,506,100 |
SANTA CLARA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SANTA CRUZ |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
SHASTA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SIERRA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SISKIYOU |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SOLANO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SONOMA |
$764,750 |
$979,000 |
$1,183,400 |
$1,470,700 |
STANISLAUS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
SUTTER |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TEHAMA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TRINITY |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TULARE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
TUOLUMNE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
VENTURA |
$851,000 |
$1,089,450 |
$1,316,900 |
$1,636,550 |
YOLO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
YUBA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |

