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FHA/VA Repair List

Types of FHA repairs that must be completed prior to Closing an FHA Loan

  • Peeling paint in homes built before 1978.
  • Unpainted downspouts and broken rain gutters.
  • Rotting out-building in need of demolition.
  • Exterior doors that do not properly close and open.
  • Exposed wiring and uncovered junction boxes
  • Major plumbing issues and leaks.
  • Inoperable HVAC systems.
  • Water heater is double strapped.
  • Gas stove connected to gas line and is in good working order.
  • Smoke detectors and carbon monoxide are properly installed and working.
  • Leaky or defective roofs, roofs with a life expectancy of less than 3 years, composition over shake.
  • Active and visible pest infestation.
  • Rotting window sills, eaves, and support columns on a porch.
  • Missing appliances that usually are sold with a home such as a stove.
  • Bedrooms without minimize-sized windows or bedroom windows with bars that do not release.
  • Foundation or structural defects
  • Wet basements
  • Evidence of standing water in the crawl space.
  • Inoperable kitchen appliances.
  • Empty swimming pools without a working pump and pools with mosquito fish.
  • Ripped screens.
  • No pressure relief valve on water heater.
  • Leaning / broken fence.
  • There has to be flooring - carpet, tile, wood, laminate, etc. Floor cannot just be a slab of cement or ground.


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Jonathan Caguioa

NMLS# 250609 / DRE# 01137630 Mobile: 949-241-2527

ALLIANZE MORTGAGE NMLS# 346138 / DRE# 01403147

15820 Whittier Blvd, Suite G
Whittier, CA 90603

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