"Firstly, I rarely ever write reviews, but Jonathan's OUTSTANDING SERVICE warrants my endorsement. Jonathan;s approach to dealing with clients evidences his 30+ years experience navigating his clients through every crucial aspect of a transaction. This man will EXCEED your expectations! BEYOND merely offering the lowest possible rates, Jonathan's approach in diligently working with all parties (agents, borrowers, third-parties), while vigilantly keen on EVERY aspect of your loan application, Jonathan exemplifies the respect and value he places on borrowers. AT a time when online loans, represented by 20-something newbie sales reps is commonplace, Jonathan's hands-on and personal approach, couple with his DECADES-long experience, brings a level of confidence to borrowers that's PEERLESS, If you're considering a refinance or, even more important, a purchase transaction, with serious deadlines, look no further. Jonathan is the ONE representative that's unmatched!" Michael De Guzman - CEO, Commercial Discount Lending
"Honest, patient, and so knowledgeable. He obtained my client a great rate as rats climbed. He is always available and accessible. I recommend him highly." - Charlene Glass - Realtor, The Realestate Group
"Excellent Services and very knowledgeable on the filed he represents and top it off being honest. approachable, and takes time to educate and explain to elaborate a situation that I may need further understanding." Violy Cuvin - Accountant
"Loved working with Jonathan. He communicated throughout the whole process and made the process easy and flawless. This gives Realtors like me such peace of mind during a transaction and that is Gold!!!. Thanks Again Jonathan! Eva King - Realtor, Re/Max Champions
"Jonathan played such an integral role on our team. Patience, punctuality, empathy, knowledge, advice, and support speak to his character. He took care of us as we went through the process of 2 short escrows and our final escrow. Jonathan was always realistic and detailed in explaining the process. Jonathan was always accessible by phone and answered us immediately. When our escrow was substantially extended, Jonathan worked tirelessly with the underwriter and made sure that we were not taken advantage of. We have since recommended Jonathan to two other homebuyers and cannot speak more highly of him. He is dedicated to his clients and you can tell that he values what's best for his clients over making a profit. This is our first home and we honestly don't know if we would have been able to do it without Jonathan's help!" Avi B - Radio & Entertainment Personality
"Jonathan is very responsive and efficient. We closed the loan within the timeframe. He can be reached when needed. Very professional." Mary Woerner, Realtor with The Real Estate Group
"I recently purchased a senior condo for my mother. I needed to find a place for her to live closer to me. My real estate broker is Mary Woerner of The Real Estate Group and she recommended Jonathan to handle my loan, she said she had used him before and he does a great job. I couldn’t agree more with Mary, I found Jonathan to be extremely efficient and easy to work with. We got this loan and had a super quick escrow! Jonathan was also very patient with helping us through the process, I am not the most tech savvy person on the planet. He guided us on how to deal with getting the documents together and he was always upbeat and friendly. I appreciate all the work that Jonathan did for us, I definitely give him a 5 star review." Roxane Griffin, Emmy-Award Winner Hairstylist / Entertainment
"Jonathan provides excellent service to my buyers, he goes above and beyond! " Gretl Young, Realtor with The Real Estate Group
"Jonathan earned a 10 star rating on this loan We had some unusual issues with our credti, but, with Jonathan's patience and assistance we were able to move forward and close the loan. We truly appreiciated Jonathan's quick responses every time we had a question about the process. We live about 100 miles away, but it seemed Jonathan was right next door. Thank you Jonathan." Eddie Cramlet - President, Picasso Outdoor Living, Inc.
"Jonathan is the consummate lender. He knows the business and above all, is responsive. As a real estate agent who has dealt with many lenders, from now on, all my transactions will be with Jonathan. I strongly recommend his services." Mercedes Coronel - Nelson Shelton Real Estate Beverly Hills
"The professionalism, knowledge and service of the team was excellent. This is my second time refinancing and this is the first time I use Allianze, but from previous experiences with refinancing, this is the first time I can honestly say the whole process was smooth and stress free. The fact that I had all the documentation ready and once I gave them all my paperwork; they went to work and just made this whole process hassle free for me. I will definitely recommend Allianze Mortgage and Jonathan to family and friends." Enrique Olmos - Systems Administrator @ Charles Drew University
"Jon, you are awesome. From buying my first home to refinancing, no one could have delivered it better. Thank you for all the great work you do. Keep it up. You always have my recommendation." Rod Anicete - Principal Info Systems Analyst
“In a world of negatives, Jonathan is a positive. He believes in customer contact, always with a smile, and always willing to listen. Few people have the gift to explain the complicated loan process; he does and enables the client to understand the entire process so they feel confident in the choices they make.” Susan Nielsen - The Realestate Group
“As a first time home buyer you made the experience as easy and painless as possible. I appreciate your endless patience in answering all of our questions during the loan approval process and responding so quickly during all of our correspondence via phone or email.” Jessica Hendricks, E.I.T. - Electrical Engineer at FormFactor
“Where do I begin?As first time home buyers not only did we have over a thousand questions but we had the same questions many times and Jonathan was very patient with us and gave us all our answers. Thorough responses, worked hard and quick. He made us feel as if we were the only ones that mattered. Now, we will be moving in to our first home knowing we had a good team that did the best. ”
“Jonathan was a dream to work with, and I cannot imagine working with anyone else. He is very attentive, extremely trustworthy, transparent, and will go the extra mile for his clients every time. Thank you so much Jonathan, we truly owe you one.” Matthew Kuriyama - FX, Sales & Trading Analyst at MUFG Americas
“Working with Jonathan and his team is not just a great experience but such a big pleasure. Just purely amazing. I always make sure that Jonathan is part of my deal. Not only he delivers as scheduled and what he promised, but guaranteed to respond each time I reach out to him.....even he is onboard a train in Toronto!!!!! A real pro, so awesome to work with....HIGHLY RECOMMENDED” Sonny Ramiro - Century 21 Union Realty
Jonathan was able to do what 3 other loan brokers were unable to do, get me qualified to purchase my very first house. It was a pleasure working with Jonathan and my family is grateful for his assistance. Susan Young
Jonathan is the best mortgage broker my clients and I worked with. He is very knowledgeable and experienced with a wide variety of loans. He'll use this knowledge to find you the best available loan that fits your specific needs, from conventional to VA or FHA. What also sets Jonathan apart from other lenders are his communication skills. He'll respond to your needs and will return your call immediately. He understands that your home purchase or refi are usually the biggest purchase of your life. I have recommended Jonathan to other realtors and buyers and they are equally impressed with the service he provides. Give Jonathan a call today! Kyrstyna Baty - Broker Associate, The Realestate Group
Jonathan, You have been a pleasure to work with. It is very apparent you are committed to your job and to helping the people you work with find the best option for them. You took the time to ask questions, do some research and came back to present the best options. You were extremely prompt with responses to questions via text, email or phone and extremely accessible despite mine and my wife’s work schedules. You took the time to make sure our questions were answered. We never felt rushed and were able to close a week early. I highly recommend you to anyone looking to finance or refinance a home. I would also be happy to be a reference if needed in the future. Thank you for your hard work.
Hi Jonathan, We would like to thank you for all the help during the loan process. Your hard work and dedication paid off and enabled us fulfill our dream. We are just so excited and are so grateful for all the people who had been so persistent and patient for this deal to be knocked off. You went farther than "above and beyond", and like what our realtor, Mr Ramiro of Century 21 Union Realty has been telling us... you are very dependable. You touched our lives when we felt that this loan will not push through, you did not hesitate to lend a hand but most importantly you have put your trust on people you just have known for weeks. Again, we will always be grateful for this. Warm Regards, Joel & Mary Rose
Jonathan Caguioa of Allianz Mortgage Services, provided us with outstanding service. I, Lorraine, experienced an unforeseen drop in my credit score during our loan process. It was going to adversely affect our rate. Jonathan was quick to present a solution to bring my score back on track to meet our pricing target. This situation created a delay in our closing. He advised us of the re-scoring process and estimated time it may take to complete. He kept us informed every step of the way. We felt that the process went very smoothly as he worked hard to meet our goal and achieve it. We find Jonathan to be a caring, honest and forthright Loan Officer. We would definitely recommend Jonathan to our circle of friends and family. We are confident that he will deliver the same quality of service that we have come to expect from him.
Loraine H. Mendoza & Michael Paz Martinez
Jonathan has been very forthcoming and honest with his status updates on this file. There was an unforeseen issue with borrower’s credit scores that had to be addressed and dealt with. As a result, there was a delay in meeting our due dates. When I pressed Jonathan on when appraisal can be ordered, he was very direct in letting me know that work on the client’s rapid re-score must first be completed and accomplished. Thereafter, the file can continue to move forward and appraisal order effected. He was very honest in letting me know that he has no control over appraiser’s turn-around time and can only do his best in following up with the bank where loan was submitted. This business we are in is a time sensitive and stressful one. There are times such as in this case wherein we are forced to deal with the unexpected. Bottom line, Jonathan delivered and provided my clients with stellar service. Without his swift action and experience, this file could have dragged on longer than it did. My buyers told me how happy there were with his service and that makes me a very appreciative and happy real estate broker having Jonathan on my team.
Paula Oliver - Broker Owner of Dream Home 4 U Realty & Investments
Jonathan is the most organized and efficient mortgage advisor I have ever met, and coming from me (since I am not easily impressed), that says a lot. He help us through our loan process and everything went smoothly. Nelma FitzGerald
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